The ANZ Low Rate credit card is a great option for those looking for a credit card with affordable rates. In addition to the 12.49% annual interest rate on purchases, the card also offers an annual fee of only $58. If you need to transfer balance from another card, you can take advantage of the 0% balance transfer offer for 30 months. However, it is important to remember that a 1% balance transfer fee will be charged.
| Positive points | Negative points |
|---|---|
| Low Buy Rate of 12.49% | 21.24% cash advance fee |
| 0% p.a. for 30 months on balance transfers | Have a good credit history |
| Annual fee of $0 the first year ($58 thereafter) |
The ANZ Low Rate credit card has an annual fee of $58, but this fee is waived for new cardholders for the first year. However, it is important to remember to set up automatic monthly payments to avoid a $20 late payment fee.
If you are having trouble paying off your credit card debt, you can take advantage of the ANZ Low Rate card balance transfer option for 30 months at 0% interest. However, it is important to remember that a balance transfer fee of 1% of the transferred balance will be charged. After the balance transfer period ends, any remaining balance will be subject to an annual interest rate of 21.24%.
| Benefits | |
|---|---|
|
Support
|
Apple Pay, Google Pay, Samsung Pay |
|
Promotions
|
Various promotions |
|
Customer service
|
24-hour customer service |
|
Online application
|
100% online application |
Payments
The ANZ credit card is compatible with Apple Pay, Google Pay, and Samsung Pay, which means you can use your credit cards on your smartphone to make purchases and payments more conveniently. For more information on how to use these services, visit the user guides. To apply for your card, click the button below:
I Want My CardLower interest rate
One of the main reasons to consider the ANZ credit card is the balance transfer option and the lower rate on purchases, which is currently 12.49% per annum. This makes it an attractive option compared to other credit cards, especially if you plan to pay off your purchases in full each month.
Balance Transfers
The ANZ credit card offers a 30-month promotion to pay off transferred balances with an interest rate of 0% per year. This can help you avoid additional interest charges if you are disciplined enough to pay off the balance on time. The $58 annual fee will not be charged in the first year, but will apply starting in the second year. To apply for your card, simply click the button below:
I Want My Card
