After preparing your company's financial planning, it is necessary to know which types of investments are the most appropriate. For this, using indicators is a key element to understand the dynamics of capital availability for investment.
In this process, be careful with the mistakes that can be made during the financial management, they can result in amounts invested in a way that is not consistent with the company's reality. Mainly in cases where it needs to redeem and this cannot happen.
After a good planning, for your working capital it is important to apply types of investments that have high security and daily liquidity. There are investment funds that fit these requirements perfectly.
Aiming at the long term, diversifying between fixed and variable income financial products is the best option. From Tesouro Direto to stocks. Thus, you will be able to maximize your earnings and maintain a certain level of security.
How to start investing?
Now it is time to understand where to start investing. Therefore, below you will find 5 tips to take the first steps.
1. Make your financial planning
The first step to start investing is to make your personal financial planning. From this plan you will keep all your accounts up to date and set goals with values for monthly investments.
It is important that you list all your expenses for the month, as well as your income. The higher the level of detail and control, the easier it will be to understand how much you can invest each month.
2. Study about the subject
To make conscious financial decisions, it is essential to understand about financial products and types of investments. There is a lot of free content on the Internet that can help you in this process, such as podcasts on finance and content on financial management.
3. Open an account with a brokerage house
Opening an account at a brokerage house to have access to financial products is essential. These institutions have the best options and can also help you in the process of choosing which application you can invest in.
4. Know your investor profile
Through these institutions, you will have to take a test to find out what your investor profile is. From this, it is possible to understand which applications among the types of investments best match your propensity to take risks.
There are three types of profiles:
- Conservative: people who prefer predictable returns and low risk;
- Moderate: this type of investor takes risks in a moderate way;
- Bold: people who take on a lot of risk and accept the volatility of investments in search of a higher return.
5. Choose your types of investments
Based on the previous steps, you will already be a person prepared to make conscious choices of your types of investments. Pay attention to the initial investment amount, the redemption period, the risks involved, always taking into consideration your investor profile!
