IMB Bank Home Loan offers competitive rates, flexible features, and cashback incentives for both purchasing and refinancing your home.
Cashback Offer
Potential cashback of up to $4,000, determined by your loan amount, provides an immediate financial advantage.
Flexible Repayment Options
Make extra repayments and pay advance installments without incurring any penalties, granting you more control over your loan schedule.
Redraw Facilities
Enjoy free redraws with simple access via Internet and Mobile Banking, giving you flexibility if your cash flow changes.
Offset Accounts
Use offset accounts to reduce the interest payable, further minimizing your overall loan cost.
Split Loans
Divide your loan into fixed and variable portions, allowing you to balance stability with potential savings on interest.
Pros
-
Competitive Rates
IMB offers both fixed and variable rates that are competitive, ensuring you get value for your investment.
-
Flexibility
The capacity to make unlimited extra repayments without fees and the option to split your loan offers greater financial flexibility.
-
Excellent Customer Service
Accessible service with branches distributed across several regions.